
You juggle enough in your life. The FORUM Credit Union MasterCard® Credit Card allows you stay in control of your money by managing and tracking your purchases. Whether you are making small or large, planned or spontaneous purchases, your MasterCard® Credit Card gives you the flexibility you need.
Our rewards MasterCard® is also designed to fit the unique needs of students and young professionals who are new to credit.
Features
- Low introductory rate
- No annual fee*
- No balance transfer fees*
- No cash advance fee*
- Cash back rewards give you cash back with each purchase
- Accepted wherever MasterCard® logo is displayed
- Protection from unauthorized purchases with zero liability**
*See disclosure for full details.
**Certain restrictions apply. Please visit www.mastercard.us/zero-liability.html for more details. ©2012 MasterCard. MasterCard is a registered trademark of MasterCard International Inc.
A personal line of credit is a personal loan that allows you to borrow only the money you need when you need it without having to reapply. FORUM MoneyLine Personal Line of Credit offers convenience and flexibility.
Features
- Competitive interest rates
- Monthly payments based on balance used
- No annual fee
- Credit limits from $500 to $25,000 available
- No penalty for early payments
- Online access to funds through CU Online
- Automatic transfer to your checking account in the event of an overdraft
- Life, Disability, & Unemployment protection is available
A personal loan is a type of loan that features a fixed rate, fixed term, fixed monthly payments and does not require collateral like your car or home.
Features
- Competitive interest rates
- A variety of fixed terms
- Fixed monthly payments
- No application fee
- Loan amounts up to $40,000
- No penalty for early payoff
- Life, Disability, & Unemployment protection is available
Auto Loans
FORUM Credit Union offers financing that will put you in the driver's seat of your dream car for less. It's easy to apply; you can either apply directly with us or ask for FORUM financing at the dealership.
Features
- A variety of terms offered for new and used vehicles
- Competitive auto loan rates
- Guaranteed Asset Protection available
- Life, Disability, & Unemployment protection is available
Motorcycle Loans
Whether you are looking for a new or used motorcycle, FORUM Credit Union offers financing that will allow you to take that ride for less. It's easy to apply; you can get preapproved with FORUM to make your purchase easy.
Features
- A variety of terms offered for new and used motorcycles
- Competitive motorcycle loan rates
- Guaranteed Asset Protection available
- Life, Disability, & Unemployment protection is available
Savings
Basic Savings can be accessed from any of FORUM's branch locations or ATMs, over 5,000 shared branch locations, and more than 4,800 surcharge free ATMs nationwide.
Features
- Earn dividends on $100 or more
- Minimum $5 balance required
- No monthly fee
- Free Online Banking and free Bill Pay
- Unlimited branch access
YOUR Checking
YOUR Checking is simple. There's just one checking account to choose from, but the way you use it makes the account unique to you. Everyone gets the basic features while also having the opportunity to earn rewards and take advantage of additional services.
Features
- No monthly fee and no minimum balance
- Free FORUM ATM transactions and 4 free non-FORUM ATM transactions per month
- Access to 5,000 shared branch locations and more than 4,800 surcharge free Alliance One ATMs nationwide
- Free unlimited signature or PIN based MasterCard debit card transactions
- Free Online Banking and free Bill Pay
- Mobile app for Android and iOS devices, featuring account alerts & check deposits
Student Checking
Whether you're going to college or attending high school, FORUM's Student Checking Account provides the services to accommodate your lifestyle.
Features
- Designed for students ages 16-24
- No minimum balance
- No monthly service fee
- 10 free non-FORUM ATM transactions per month
- Free MasterCard ATM and Debit Card
- Free Online Banking
- Access to more than 5,000 shared branch locations
- Access to over 4,800 surcharge free ATMs
- Free apps for Android and Apple devices
Direct Checking
With Direct Checking, you can achieve a fresh start in your financial life. Below you'll find a list of features, benefits, and limitations for this account.
Features
- One-time $50 application fee (cash only)
- $10 fee assessed on the last day of the month
- No minimum balance required
- Free MasterCard ATM and Debit Card (withdrawal only)
- Free Online Banking and Bill Pay
Savings
Basic Savings can be accessed from any of FORUM's branch locations or ATMs, over 5,000 shared branch locations, and more than 4,800 surcharge free ATMs nationwide.
Features
- Earn dividends on $100 or more
- Minimum $5 balance required
- No monthly fee
- Free Online Banking and free Bill Pay
- Unlimited branch access
Health Savings
Take control of your health costs with FORUM Health Savings Account. This account allows you to save and pay for qualified medical expenses if you are covered by a qualified health plan.*
Features
- Low application fee**
- No monthly service fee
- Receive monthly statements electronically or by mail
- Health Savings Account balances can roll over year to year
- Contribute funds via payroll or direct deposit
- Savings are tax deferred
- Free MasterCard Debit Card
- Withdraw funds at any branch or ATM location
- Unlimited check writing
- Free access to Bill Pay
*You are eligible for an Health Savings Account if you are covered under a high deductible health plan (HDHP). In order to qualify, you are generally not covered by another health plan that is not an HDHP, not enrolled in Medicare, and are not claimed as a dependent on someone else's tax return in the year contributions are made. This is not intended as tax advice. Please consult a tax professional.
**$5 minimum deposit required. Application fee of $15 may be waived if you work for an affiliated business. $10 early closure fee applied if account is closed within 6 months of open date.